Can I File For Bankruptcy In New Jersey?

So many people that I meet with and who file bankruptcy simple have no idea what bankruptcy is all about before they have met with me. Once they learn about all of the benefits, and there are so few negatives, they always say they wish they would have done this a lot sooner. The Law Offices of Patel, Soltis & Cardenas provide bankruptcy, foreclosure and loan modification representation to clients throughout the State of New Jersey and New York area with offices in Jersey City, Freehold, Hackensack, Manhattan, and Brooklyn.
The advantages to filing Chapter 7 are that the trustee will administer the dissolution of the company and payment of creditors, and will ensure that creditors are paid in the correct priority; this eliminates the claim that the officers did not pay debtors properly.



Chapter 13 — For consumers who want to hold onto assets, such as their home or vehicle, Chapter 13 provides a way to reorganize their Bankruptcy lawyer nj debt, repay a portion over time from their disposable income, and discharge the remaining qualifying debt after three or five years.
Throughout New Jersey, people and businesses needing to take control of their financial futures turn to our lawyers at Levitt & Slafkes, P.C. We are a client centered practice and have assisted clients in thousands of bankruptcy cases, and commercial disputes, including foreclosure defense and loan modifications.

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Sadek & Cooper Law Offices, LLC provides high quality legal services, including Consumer Bankruptcy Law, Business Bankruptcy Law, Divorce and Family Law, among other legal fields to clients throughout Philadelphia, PA and surrounding areas, including, Montgomery, Bucks, Chester, Delaware Counties and Southern New Jersey.

Prior to making any decision to file for bankruptcy, we work with clients to consider alternative solutions of debt relief including debt negotiations, referrals to consumer credit counseling organizations or qualified mortgage brokers if refinance or reverse mortgages are appropriate considerations.